Home Loans2026-09-01T18:09:09+10:00

Lending Support For Buying Your First Or Next Home

Buying a home is exciting, but the finance side can sometimes feel difficult to pin down. There are borrowing limits, deposits, lender requirements and different loan structures to consider before you even get to settlement.

Gabrielle will take the time to understand your situation, help you work out what you may realistically be able to borrow and compare suitable lending options across a panel of more than 40 lenders.

From your first conversation through to settlement, you will have someone helping you understand what is happening and what comes next.

What We Can Help With

Support with the key steps involved in buying your first or next home.

  • First home buyer loans

  • Next home and property purchases

  • Pre-approval

  • Deposit and borrowing guidance

  • Comparing suitable lenders

  • Loan structure and repayment options

  • Support through to settlement

Understanding Your Options

Every home buyer's circumstances are different. Your income, expenses, existing debts, deposit and future plans can all influence which lending options may be available.

Rather than focusing only on getting an application approved, Gabrielle will look at the overall picture and help you consider a loan that suits how you live and what you are working towards.

Other Services

  • Refinancing And Debt Consolidation

  • Investment And SMSF Lending

  • Vehicle, Personal And Recreation Loans

  • Business, Commercial And Equipment Finance

  • Family Law Lending Support

frequently Asked Questions

Can we communicate by phone, email or online?2026-08-12T18:12:19+10:00

Yes. Appointments and communication can be arranged in a way that suits you, including phone, email and online options.

What if I am not quite ready to apply?2026-08-12T18:11:57+10:00

That is completely okay. Gabrielle can help you understand where you currently stand, what may need to improve and what to work towards before applying.

Will speaking with you affect my credit score?2026-08-12T18:11:38+10:00

A conversation about your circumstances does not mean an application needs to be submitted. Gabrielle will first review your situation and discuss the appropriate next step before unnecessary credit enquiries are made.

Why wouldn’t I just go directly to my bank?2026-08-12T18:11:18+10:00

A bank can only offer its own lending products. Luxe Lending and Finance works across more than 40 lenders, allowing Gabrielle to compare a broader range of options based on your circumstances.

Do I have to pay to speak with a broker?2026-08-12T18:11:01+10:00

Your initial enquiry is free and there is no obligation to proceed. If you choose to move forward, Gabrielle will explain how the process works and any applicable costs before proceeding.

Not Quite Ready?

A Plan For What Comes Next

You do not need to be ready to submit an application before speaking with Gabrielle.

If now is not quite the right time, she can help you understand where you currently stand, what may need to improve and what you can work towards before applying.

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